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Pay-Off Plan

Pay-Off Plan
  • #: 20746
  • Price: $1.99 In Apple Store
  • Category: Finance
  • Updated: 2011-01-05
  • Current Version: 1.2.1
  • 1.2.1 (iOS 4.0 Tested)
  • Size: 3.00 MB
  • Language: English
  • Seller: iBear LLC
  • Requirements: Compatible with iPad. Requires iOS 3.2 or later
  • © iBear LLC
  •  Add to Favorite apps



Top 1 iPad overall (USA) financial app developer offers: Pay-Off Plan app to help you pay off all your loans with the best financial value for you. You save your finances while enjoying the beautiful metallic ATM related interface on your iPad. Buy now ►►

You have several loans (maybe including a mortgage loan), which you pay off every month. You can pay them on different days, and want to know which loan must be paid off first, and which can be paid off later, in such a way that you could minimize your expenses for the loans. You can add settings of your loans, and see advice to pay them off. You can generate a pay-off plan taking extra payments in account. You have a monthly payments organizer and can make notes for each payment. And you can check your data visually from the charts of the app. Pay-Off Plan is meant to help you pay off all your loans efficiently!

The way you work with the application:

Add information and details about all your current loans using the "pencil" button. Tap the big lamp above the receipts and add extra payments. Tap "Calc" button there! And the application will calculate your best pay-off plan! It is so easy to use. Now you just need to start the application, mark the paid off entries, and see what you need to pay. You can also recalculate the plan if you do not want to minimize your overall expenses, but want to minimize your monthly payments instead.


Beautiful metallic ATM related design helps you to concentrate on your loans while working with your iPad in an elegant manner. You change your entries from the ATM screen, and see your reports on realistic receipts.


- generate your pay-off plans in the way you want them to be

- mind extra payments

- use the monthly organizer and notes

- check the charts to visualize your loans activity

★★★★★ Your 5 star reviews help us to release updates and develop other useful products ★★★★★

Even $ 1 of monthly extra payment will help you to save money and to decrease your overall pay-off term!

Buy now! ►►

What's New in Version 1.2.1

Mortgage issue resolved

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Rated 2/5 based on 3 customer reviews.


2/5 stars

Not realistic

I like how the app looks and all that, however without the capability to enter amounts you pay on your card other than the repeating it is almost useless. I don't always pay the same amount, however I do always pay more than the minimum.

2/5 stars

Looked good at first

This looked good at first but you cannot calculate the rates like they are really calculated. Too many flaws to make the payments match to the loan to the actual numbers. No editing ability of the above issues. Until they fix it, don't waste your money.

4/5 stars

So far so good!

I just bought last night so will test run for a month of payments before giving full review but at first glance and entries, I'm in love. Simple direct system for organizing any debt into an easy pay off plan in the most budget conscious way (tackling higher interest first). Though if you choose you can pick other plans such as by total amount due.
The only question I have and haven't found an answer is how to make it password protected? I found where to set up a password but doesn't seem to lock anything? Love to know..


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The information may be outdated (2011-03-27 23:50:09). For actual information go to iTunes

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